There’s no single health plan that fits everyone. Marketplace insurance can be a great option—especially if you qualify for tax credits. But if you’re healthy and earn too much for subsidies, the cost of Marketplace plans may not make sense. In those cases, private or non-Marketplace options might be a better fit. At Your Insurance Solution, we help you compare all the options to find what works best for you.
Marketplace insurance, also known as Affordable Care Act (ACA) coverage, is designed to help individuals and families access affordable, comprehensive health insurance—even if they don’t receive coverage through an employer. At Your Insurance Solution, we specialize in helping you find the right Marketplace plan based on your income, household size, and health needs. Whether you’re eligible for tax credits, special enrollment, or just want to make sure you’re not overpaying for the wrong coverage, we’re here to guide you every step of the way.
Not everyone qualifies for tax credits on Marketplace plans, and without those subsidies, premiums can be extremely high. That’s where alternative options like short-term medical or private health insurance come in. These plans typically require medical underwriting, so they’re best suited for people who are generally healthy. For those who don’t qualify for Marketplace subsidies or simply want more affordable coverage, these non-Marketplace options can offer real savings. At Your Insurance Solution, we’ll help you determine if one of these alternative plans is the right fit for your needs.